Insurance for Salons & Beauty Therapists

 

What is Salon & Beauty Therapists insurance?

 

This is a package insurance policy that provides cover for the most common risks facing Salons and Beauty Therapists.

Coverage can be tailored to the specific needs of each business and the therapies that they offer but commonly cover is included for:

 

Liabilities

  • Employers’ Liability

  • Public and products liability

  • Professional Treatments Liability

  • Professional Indemnity if you are Teaching

 

Assets and other risks

 

  • Salon Premises whether owned, leased or in your home.

  • Therapy equipment

  • Computers and other electronic equipment

  • Other Business Contents

  • Money on the Premises

  • Fidelity (Employee Dishonesty)

  • Business Interruption

  • Legal Expenses

Additional Coverages that can be added

  • Cyber Liability insurance

  • Critical Illness or Key worker Insurance

  • Management Liability

Is Salon and Beauty Therapists Insurance compulsory?

Aspects of this Insurance policy are legally compulsory such as Employer’s Liability if you have employees. Others like buildings insurance may be required by your lease or mortgage provider if you own the premises.  Other aspects provide resilience for the business and allow the business to continue trading if there is an accident or theft.

 

Professional treatment liability insurance provides cover for therapists who offer hands-on physical treatments and give guidance to clients. It is absolutely vital for Salons and Beauty Therapist.

It is designed to cover the salon or therapist for compensation they may have to pay if a client takes legal action claiming that they have suffered an injury or illness as a result of a treatment or advice they received. It usually also covers malpractice and negligence claims from customers.

 

Where can I get Salon and Beauty Therapists Insurance quote?

Contact us or call 0203 432 0270 and we will talk you through the options.

Forster Cameron Brokers Ltd is an Appointed Representative of TEn Insurance Services Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA) and entered on the Financial Services Register at www.fca.org.uk/register/ by firm reference No: 649748

Forster Cameron Insurance Brokers is registered in England. Company registration number 12784375. Registered address: 29 Lavender Gardens, Enfield, London EN2 0TP.

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