Insurance for Domiciliary Carers, Carers in the Home


What is Domiciliary Carers insurance?


This is a package insurance policy that provides cover for the most common risks facing Carers in the home, Domiciliary Carers and Care Agencies.

Coverage can be tailored to the specific needs of each business and the type of care that they offer but commonly cover is included for:


  • Employers’ Liability

  • Public and products liability

  • Malpractice  and Professional Treatments Liability

  • Abuse Liability

Assets and other risks

  • Premises whether owned, leased or in your home.

  • Equipment

  • Computers and other electronic equipment

  • Other Business Contents

  • Business Interruption

  • Legal Expenses

Additional Coverages that can be added

  • Cyber Liability insurance

  • Critical Illness or Key worker Insurance

  • Management Liability

Is Domiciliary Carers Insurance compulsory?

Aspects of this Insurance policy are legally compulsory such as Employer’s Liability for a business'  employees.

The CQC requires that all carers registered with them have adequate Public Liability Insurance to protect those in their care. The full regulation is available :

Malpractice and treatment liability insurance provides cover for carers providing support with  administering medicines, and assisting with the personal hygiene of those in their care.

Where can I get a Domiciliary Carers Insurance quote?

Contact us or call 0203 432 0270 and we will talk you through the options.