Engagement Ring

Jewellery Shops

Insurance for Jewellery Shops

What is Jewellery Shop insurance?

This is a package insurance policy that provides cover for the most common risks facing Jewellery Shops. 

Due to the high value nature of the materials and stock for fine jewellery standard insurance policies often don't provide the necessary coverage required. We work with a range of specialist Jewellers Block and Commercial Combined insurers to ensure that your Jewellery business is protected.

Coverage is be tailored to the specific needs of the but commonly cover is included for:

           Employers Liability

            Public Liability

            Products Liability

            Professional Indemnity

             Materials, Stock & Goods in Trust

            Buildings

             Tools & Equipment

            Business Interruption

            Cyber Risks

Is Jewellery Shop Insurance compulsory?

Aspects of this Insurance policy are legally compulsory such as Employer’s Liability if you have employees.

Jewellery have an enhanced theft risk along with the stock and materials being high risk for theft being very valuable and small enough to be easily transported by thieves. 

Having a comprehensive insurance policy in place will ensure that your business can survive the financial impact of a theft or fire or even a products liability claim.