Plumbers Insurance

What is Plumbers Insurance?

A Trademen’s insurance policy that provides cover for the most common risks facing Plumbers, Heating Contractors Drainage Contractors and Gas Fitters.

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The services offered face different risks such as working at depth, with heat, chemicals or heavy machinery as well as typically using different tools, equipment and subcontractors. Coverage can be tailored to the specific needs of each business but commonly cover for the following can be included:

Liabilities:

Other coverage:

  • Damage to Contract Works

  • Owned or Hired Plant and Machinery

  • Tools

  • Stock

  • Cover for any other assets

  • Goods in transit

  • Business Interruption

  • Personal Accident

Additional Coverages that can be added:

  • Vehicles/Fleet

  • Property, Offices or Workshops

  • Computers and other electronic equipment

  • Other business contents

  • Cyber Liability insurance

  • Critical Illness or Key worker Insurance

  • Management Liability

Is Plumbers Insurance compulsory?

Aspects of a Plumbers Insurance policy are compulsory such as Employer’s Liability whereas others protect the business and allow the business to continue trading if there is an accident or theft.

The Association of Plumbers and Heating Contractors require members to carry a minimum of £2million of public liability cover. 

Because tradesmen working on sites can often be working in high risk environments it is often a requirement by clients or project managers that all the tradesmen on a job have adequate insurance.

Where can I get a Plumbers Insurance quote?

 

Contact us or call 0203 432 0270 and we will talk you through the options. We have access to a wide variety of different specialist trade insurers so we can find you the right cover for your business at a competitive price.